Terms of Service

1. Mutual Preparation

These terms have been mutually prepared by Pana MIA Club and its community. They shall not be construed against either party as the drafter. Community members may request revisions or propose alterations to these terms by contacting hola@panamia.club. Proposals are reviewed and, where adopted, incorporated into the next versioned release with changelog attribution.

2. Acceptance

By creating an account or using any Pana MIA Club service, you agree to these terms. If you do not agree, you are not permitted to use Pana MIA Club services. Continued use after a versioned update constitutes acceptance of the revised terms.

3. Eligibility

Users must be 18 years of age or older. Pana MIA Club does not knowingly permit use by minors. Accounts discovered to belong to minors will be terminated and data deleted.

Users must reside in or have documented ties to South Florida communities (Miami-Dade, Broward, or Palm Beach County). Eligibility is verified through billing zip code data obtained from our CRM provider. Users who do not meet this requirement are not eligible for platform membership.

4. Account

Use one personal account, provide accurate information, and choose a screenname that does not impersonate someone, infringe their rights, or evade moderation. Protect your sign-in methods and device. You are responsible for activity you authorize. Do not share, sell, or transfer an account without our permission, and notify us of suspected unauthorized use.

An authorized person may manage a business or organizational listing through the permissions the service provides. This does not confer ownership of other members' accounts. The operator may issue dedicated demonstration or app-review accounts for testing. They are not administrator accounts and may not impersonate an actual resident or customer.

We may limit or suspend an account when reasonably necessary to investigate abuse, protect people, address an eligibility problem, or comply with law. Section 16 and the Privacy Policy explain account deletion and retained information.

5. Content Licensing

All user-generated content uploaded to or created on Pana MIA Club must be licensed under one of the following Creative Commons licenses, selected by the user at the time of creation:

• CC BY 4.0 — Anyone may share and adapt the work, with attribution.
• CC BY-SA 4.0 — Same as CC BY, plus adaptations must use the same license.
• CC0 1.0 — A public-domain dedication with the fallback permissions provided by the CC0 instrument.

No traditionally copyrighted ("all rights reserved") media may be uploaded. License selection is required at the point of publication. The default is CC BY 4.0. You must hold the rights needed for the license you select. A license does not authorize disclosure of private information, misuse of a person's likeness, or infringement of third-party rights. Existing grants remain governed by their terms after source removal.

6. AI-Generated Content Policy

Prohibited: Content that is wholly AI-generated (text, images, audio, video) may not be published on the platform. This includes content from generative AI models presented as if it were human-created.

Permitted with disclosure: AI-assisted tools used as part of a human-directed creative process (e.g., grammar checking, translation assistance, code completion, accessibility descriptions) are permitted provided the user discloses AI assistance at the point of publication.

Rationale: The CC licensing model depends on human authorship. Copyright law in most jurisdictions does not protect purely AI-generated works, which would undermine the CC license grant.

7. Acceptable Use

Treat people with respect and use the service lawfully. Do not threaten, harass, stalk, discriminate against, exploit, or defraud someone; publish private information without authority; impersonate another person; or use the service for spam, scams, malware, unauthorized access, or evading restrictions. Do not publish pornography, sexually explicit content, content intended to be sexually gratifying, non-consensual intimate imagery, gratuitous graphic real-world violence, or content that promotes or facilitates exploitation or violence.

Lawful nonsexual nudity may be permitted only in a clearly justified educational, documentary, scientific, or artistic context and must not be gratuitous. This exception never permits child sexual abuse or exploitation, non-consensual intimate imagery, or other illegal content. Graphic real-world violence is permitted only in non-gratuitous newsworthy coverage.

Only publish material you have the right to share and license. Content warnings and licenses do not excuse unlawful content or violations. Do not republish another member's restricted messages or bypass access controls.

Use the in-app Report a safety concern, Report post, Report message, or user-report controls. You can also use Contact Us inside the app or hola@panamia.club. Include the relevant profile, post, or event link and a description, but do not attach or redistribute illegal material. Profile blocking and muting can limit unwanted interaction but do not replace reporting. We may remove content, restrict interaction, suspend accounts, or terminate access; serious risks can require immediate action without a warning.

Pana Mia Child Safety Standards

Pana Mia and Pana MIA Club, Corp. prohibit child sexual abuse and exploitation (CSAE), including grooming, sexual solicitation of a minor, sextortion, trafficking, and the production, possession, promotion, or distribution of child sexual abuse material (CSAM). This includes synthetic or computer-generated material that unlawfully depicts or facilitates sexual exploitation of a child. These rules apply even though membership is limited to adults.

Use Report a safety concern in the app, the Contact Us form, or hola@panamia.club to report a concern. Include identifying context or a link, but do not download, forward, or attach suspected CSAM. If a child is in immediate danger, contact local emergency services.

We review safety reports, remove or disable access to identified prohibited material, and restrict or terminate offending accounts as appropriate. Relevant evidence is handled with restricted access consistent with applicable law. We report apparent violations to the National Center for Missing & Exploited Children's CyberTipline or the appropriate authority when legally required and cooperate with lawful child-safety requests. The operator designates a responsible child-safety contact for Google Play; public reports should use the channels above.

8. Law Enforcement and Data Mining

Pana MIA Club does not consent to law enforcement or government agencies mining, scraping, bulk-collecting, or conducting surveillance of user data on the platform without valid legal process (warrant, subpoena, or court order). Automated bulk access to user data by any party — law enforcement, commercial, or otherwise — is prohibited. Law enforcement requests must be directed to the designated contact and accompanied by valid legal process.

9. Intellectual Property

You retain your rights in your original work. Submitting content gives Pana MIA Club the permissions reasonably needed to store, display, format, transmit, moderate, and, where supported, federate it according to your selected license and audience. The chosen Creative Commons instrument governs permissions granted to other recipients. It does not transfer account ownership, automatically publish a private draft, or grant rights you do not own.

Our name, logos, and other protected platform materials are not licensed for misleading endorsement or impersonation merely because member contributions use Creative Commons. Use the published copyright-reporting process for alleged infringement. These terms do not remove another person's rights or a defense available under law.

10. Data Tiers

All personal and user-generated data is classified into one of three tiers. See our Privacy Policy for full details.

• Persistent Data — Stored for the lifetime of your account or longer.
• Temporary Data — Retained only as long as necessary, then automatically purged.
• Peer Networking Data — Exchanged directly between participants; Pana MIA Club facilitates but does not control after transmission.

11. Limitation of Liability

The service is provided on an as-available basis. We work to operate it responsibly but cannot guarantee uninterrupted access, another member's accuracy, an independent business's performance, the safety of a third-party event, or preservation of information on systems we do not control. Check relevant details before relying on a listing, attending an event, entering a transaction, or acting on advice.

To the extent permitted by applicable law, we are not liable for indirect or consequential loss arising from use of the service or another user's conduct. This does not exclude liability that cannot lawfully be excluded, including non-waivable consumer rights, fraud, or other protected claims, or excuse obligations imposed on us by law.

12. Dispute Resolution

These terms are governed by the laws of the State of Florida. Exclusive venue: state and federal courts located in Broward County, Florida. There is no mandatory arbitration and no class-action waiver.

13. Electronic Recording Consent

Florida is an all-party consent state (Fla. Stat. § 934.03). Recording any electronic communication (video calls, audio, screen capture) or in-person conversation without the knowledge and explicit consent of all parties is prohibited and may constitute a criminal offense. This applies to mentoring sessions, event livestreams, and any other Pana MIA Club interactions. See module-specific terms for consent mechanisms.

14. Language

These terms are published in English and may be translated into other languages for convenience. In the event of any conflict or inconsistency between the English-language version and any translation, the English-language version shall prevail.

15. Modifications

We publish a version and effective date for these terms and their modules. Material changes are announced through the service or account contact details as appropriate, with advance notice when required by law or the nature of the change. We request renewed agreement where required. If you do not accept a material revision, stop using the affected service and contact us about account closure or applicable rights. Changes do not revoke an existing Creative Commons grant or remove a non-waivable right.

16. Termination

You may stop participating and request account deletion through the account-deletion form or the assistance channel in our Privacy Policy. Cancel or transfer upcoming commitments when required by the deletion workflow. Account deletion does not erase another person's independent record or a remote copy that we cannot control.

We may suspend or terminate access for serious or repeated violations, ineligibility, security risks, or legal requirements. Where appropriate and lawful, we explain the reason and allow an appeal by email. Immediate restrictions may be necessary to protect people or an investigation. Eligible private data is removed according to the Privacy Policy; archived contributions, safety and compliance records, provider records, and remote copies have the stated limits. Existing licenses, payment obligations, and provisions needed to resolve a dispute survive as applicable.